Make money moves with an AI-native personal finance tracker
All accounts in one place, plus an AI assistant that spots patterns, answers questions, and helps you make smarter money decisions.
Smart Analytics
AI-powered insights
Bank Integration
Connect all accounts
Portfolio Tracking
Real-time updates
Who It's For
Whether you're just starting your financial journey or looking to optimize your wealth strategy, we've got you covered.
Gen Z starting out
Build credit, track subscriptions, and set simple savings rules. Understand cash flow, avoid fees, and grow smart habits – without spreadsheets.
Busy professionals
Automate budgets, forecast cash, and get proactive alerts. Ask anything in plain language and execute with one tap.
Families and partners
Create shared spaces with joint budgets and goals – daycare, groceries, vacation – while keeping personal accounts private.
Side-hustlers and freelancers
Handle irregular income with runway projections, quarterly tax nudges, and smart buffers for slow months.
Debt crushers and wealth builders
AI-guided payoff plans, investing guidance aligned to goals and risk, and clear progress tracking.
See everything. Understand anything. Act instantly.
Wealthtron unifies accounts and adds an intelligent AI copilot that spots patterns, prevents surprises, and turns advice into action – tailored to every life stage.
Unified Financial View
Connect all your accounts – banking, investments, loans, and credit cards – in one secure dashboard.
- Bank-level encryption
- Two-factor authentication
- Real-time fraud detection
- Zero liability protection
AI-Powered Insights
Get personalized recommendations and predictions that adapt to your spending habits and financial goals.
- Predictive cash-flow forecasting
- Spending pattern detection
- Smart alerts for unusual activity
- Plain-language explanations for every trend
Actionable Advice
Turn insights into action with one-tap automations and clear explanations for every decision.
- One-tap budget approvals and transfers
- Automated savings rules and round-ups
- Subscription cancel or negotiate options
- Clear trade-offs for every recommendation
How It Works
Get started in minutes with our simple four-step process
Connect securely
Link banks, cards, loans, brokerages, and wallets with encrypted, read-only connections. Transactions sync and categorize automatically.
Get instant clarity
View cash flow, spending trends, debts, investments, and upcoming bills in one simple dashboard.
Let the AI assist
Ask questions like “Can I afford a $2,000 trip next month?” or “How do I pay off my loans faster?” Get explanations and projected outcomes.
Act with one tap
Approve budgets, schedule transfers, cancel subscriptions, and set automations – with safeguards and full transparency.
Core Features
Everything you need to take control of your financial life
AI Copilot
- Personalized plans for saving, investing, and debt payoff
- Cash-flow visualization and upcoming payment tracking
- Smart alerts for unusual activity and bill spikes
- Plain-language explainers for any transaction or trend
Adaptive Budgeting
- AI-generated budgets tailored to your income, goals, and location
- Envelope or zero-based styles
- Suggestions to cut waste (without cutting joy)
- Shared budgets for partners/households
Goals, Savings, and Investing
- Goal timelines with monthly targets and nudges
- Visual progress tracking with milestone celebrations
- Risk-aware investing guidance aligned to time horizon
- Automatic savings rules and round-ups
Debt Optimization
- Avalanche, snowball, or blended strategies
- Interest-minimizing schedules and payoff simulators
- Payment timing to lower utilization and fees
- Consolidation impact previews
Subscription Intelligence
- Auto-detects subscriptions and their renewal dates
- Price-change and upcoming-charge alerts
- Annual cost totals so you see the yearly impact
Credit Health
- Track credit card utilization across all accounts
- Guidance on actions that improve your credit profile
- See how debt payoff impacts your utilization ratio
Security & Privacy
- Bank-grade encryption and read-only connections
- Data minimization and anonymized analytics
- Explicit consent for any data sharing
- Full control: export, delete, opt-out anytime
Use Cases by Life Stage
See how Wealthtron adapts to your unique financial situation
Products
Unified Dashboard
- Today: balances, bills due, suggested actions
- This month: spend vs plan, savings rate, cash runway
- Trends: category drift, fee leakage, income stability
AI Chat & Commands
- Ask in plain English, approve in one tap
- Save favorite automations as “plays”
- Clear, human explanations with projected impact
Forecasting & Scenarios
- Pay-day projections and upcoming obligations
- “What if” planning: new rent, travel, parental leave, new job
- Confidence ranges for better decisions
Automations with Safeguards
- Rules by date, balance, or events
- Confirm high-impact changes, always reversible
- Audit trail for transparency and trust
Why Wealthtron
Built differently from other finance apps
AI-native from day one
Not a legacy tracker with chat added on – intelligence drives every insight and action.
Proactive, not reactive
Flags issues early and proposes fixes with clear trade-offs.
Simple for beginners, powerful for pros
The right level of detail for each person, with explanations that make sense.
Built for real life
Irregular income, shared expenses, multiple goals-handled gracefully.
Pricing
Choose the plan that fits your financial journey
Free
Perfect for getting started
- Up to 3 accounts
- Basic budgeting tools
- Manual transaction entry
- Monthly reports
- Community support
Plus
For serious budgeters
- Unlimited accounts
- AI-powered insights
- Automatic bank sync
- Advanced reporting
- Priority support
- Debt payoff planner
Pro
For power users
- Everything in Plus
- Custom AI coaching
- Investment tracking
- Tax optimization
- White-glove support
- API access
FAQ
Frequently asked questions about Wealthtron
Yes. Forecasting adapts to variable pay cycles and recommends buffers to smooth volatility.
Yes. Connections are encrypted and read-only. Credentials aren't stored, and multi-factor protections are supported.
It's a powerful everyday copilot. For complex planning, it complements professional advice.
Yes. Create shared spaces, budgets, and goals – while keeping personal accounts private.
Still have questions?
Contact Support
What we're building toward
The problems Wealthtron is designed to solve, in the words of the people who asked for it.
I want an app that tells me what to do with my money - and explains why.
Requested by a young professional
I need something that catches duplicate charges and alerts me before fees hit.
Requested by a freelancer
I want a family budget that everyone actually uses - not a spreadsheet nobody opens.
Requested by a parent